2021 Employee Benefits
Open Enrollment: November 2 - 20, 2020
Active Full-Time Employee
This is a Mandatory enrollment for Cigna Healthcare. We are here to support, guide and assist you with your enrollment: therefore, we are providing telephonic and virtual enrollment assistance with a Benefits Representative.
Visit www.myenrollmentschedule.com/mdcps to schedule an appointment with a Benefits Representative and to select what type of enrollment assistance you would like or you can call 866-998-2915, Monday- Friday, 8 a.m. – 8 p.m. to schedule your appointment.
For additional information, please contact the hotline number at (305) 995-2777, Monday – Friday, 7:00 a.m. – 7:00 p.m., ET, or (305) 995-1799, Monday – Friday, 8:00 a.m. – 4:30 p.m., ET.
What You Need to Know:
Important Enrollment Information:
This is a mandatory enrollment for Cigna healthcare. Effective January 1, 2021, there will be new Cigna Healthcare plans offered: Cigna OAP High, OAP Standard and SureFit. Therefore, if you do not make a healthcare election during the enrollment period, the following will occur:
- Your and your dependent’s current Cigna healthcare coverage will terminate on December 31, 2020.
- If you are currently declining healthcare coverage, your opt-out election will terminate on December 31, 2020.
- If you are being deducted the spouse/domestic partner annual surcharge, the deductions will terminate December 31, 2020.
- You will be automatically auto-assigned to the Cigna SureFit healthcare plan, which will be the free Board-paid option for all full-time benefits eligible employees.
- Selection of a Primary Care Physician (PCP) is required at the time of enrollment. If a PCP is not selected, Cigna will assign you a participating provider based on your zip code.
- You must live in the tri-county (Miami-Dade, Broward and Palm Beach) service area.
- If you are currently enrolled in Flexible Benefits, those benefits will continue for the 2021 plan year.
- If you are currently enrolled in Medical FSA and/or Dependent Care FSA, those benefits will continue for the 2021 plan year.
For additional information, please contact the hotline number at (305) 995-2777, Monday – Friday, 7:00 a.m. – 7:00 p.m., ET, or (305) 995-1799, Monday – Friday, 8:00 a.m. – 4:30 p.m., ET.
The enrollment application will be available during the open enrollment period 24 hours/ 7 days a week. You must use Google Chrome web browser for the online enrollment application.
Healthcare Plans:
- New Cigna plans are being offered: Cigna OAP High, Cigna OAP Standard, and Cigna SureFit.
- The Cigna SureFit plan will be the free option for full-time benefits eligible employees.
- Selection of a Primary Care Physician (PCP) is required at the time of enrollment. If a PCP is not selected, Cigna will assign you a participating provider based on your zip code.
- You must live in the tri-county (Miami-Dade, Broward and Palm Beach) service area.
- Dependent premiums for healthcare will continue to be subsidized for employees who are eligible for Board-paid benefits.
- Any employee who covers a spouse or domestic partner will be required to disclose their dependent’s access to an employer sponsored healthcare plan. Employees covering a spouse or domestic partner may be required to pay an additional surcharge.
Dependent Coverage:
- If you are covering your dependent, you must indicate your dependent’s social security number and provide documentation of proof of eligibility upon request. If you do not provide the required documentation, coverage will be terminated.
- You can terminate your dependent’s coverage, but you will not be able to re-enroll the dependent until the next Open Enrollment. You can add a dependent throughout the year if experiencing a qualifying change in status event.
- You and your dependent must be enrolled in the same healthcare plan.
- If you cover your spouse/domestic partner on your healthcare plan and your spouse/domestic partner has coverage available from his/her own employer, an additional annual surcharge of $500 will be charged. The annual surcharge will be billed on a biweekly basis according to your pay schedule. If your spouse/domestic partner does not have an employer sponsored healthcare plan available to him/her, please make sure to select the appropriate response on the online enrollment application and the spousal/domestic surcharge will not be applied.
Additional Information
Benefits Salary (annual base salary as of June 30, 2019) determines:
- Your salary band and the Board Contribution to your and your dependents’ healthcare cost.
- Board-paid life insurance amount.
- Disability benefit, which is a percentage of your benefit base salary.
- Benefits Salaries being used for the 2021 Open Enrollment will be employee’s annual salary as of June 30, 2019.
Core Benefits:
- Full-time benefits eligible employees will continue to be provided Board-paid Standard Short-Term Disability (STD) coverage.
- The School Board provides a Term Life & Accidental Death and Dismemberment (AD&D) program with Metropolitan Life Insurance Company for all full-time employees. The coverage amount is either one or two times your annual base salary rounded up to the next $1,000.00. Administrators and Confidential Exempt Personnel received two times the annual base salary. All other employees receive one times their annual base salary. The minimum benefit for employees represented by AFSCME is $10,000. Additional life insurance may be purchased through payroll deductions to bring maximum benefits to an additional, one times the amount provided by the School Board. Employees are eligible to increase the life insurance amount to a maximum of five times the annual base salary after the first year of participation in the optional life program. Evidence of Insurability will be required for any increases in coverage. To find out more about Board-paid Term Life and AD&D, contact the MetLife representative at 305.992.7029.
Online Enrollment
To-do List
Don't know where to start? Use this list to prepare for enrollment.
Before You Enroll
This section will provide you with enrollment assistance information and computer settings to print your confirmation statement once you’ve completed your enrollment.
How to Enroll
This section will provide you with step by step instructions on how to enroll in your employee benefits.
Enrollment
Your Benefits
FAQ's
Rates
Office of Risk and Benefits Management
1501 N.E. 2nd Avenue, Suite 335
Miami, Florida 33132
Mon - Fri, 8 a.m. to 4:30 p.m. ET
www.dadeschools.net
305-995-7129
FBMC Service Center
Mon - Fri, 7 a.m. to 7 p.m. ET
1-855-MDC-PS4U (1-855-632-7748)