2021 Employee Benefits

Open Enrollment: November 2 - 20, 2020

Here are some common questions about Open Enrollment.


What is the Open Enrollment Period?

The Open Enrollment period is a period of time, determined by your employer, during which you are allowed to make any changes to your current benefits.

Note: No changes are allowed after the commencement of a new plan year, unless you experience a qualifying event.

Do I need to enroll?

Healthcare: Yes. This is a mandatory enrollment for the Cigna healthcare plans. If you do not re-enroll your current healthcare selection will terminate December 31, 2020.

Flexible Benefits: If you are currently enrolled in Flexible Benefits (i.e. dental, vision, HIC, legal, etc.), those benefits will continue for the 2021 plan year. If wish to make changes or enroll, please complete and return the 2021 Flexible Benefits Enrollment form by November 20, 2020.

What happens if I do not re-enroll by the enrollment deadline?

If you do not re-enroll during this Open Enrollment period, the following will occur:

  • Your and your dependent’s current Cigna healthcare coverage will terminate on December 31, 2020.   
  • If you are currently declining healthcare coverage, your opt-out election will terminate on December 31, 2020.
  • If you are being deducted the spouse/domestic partner annual surcharge, the deductions will terminate December 31, 2020.
  • You will be automatically auto-assigned to the Cigna SureFit healthcare plan, which will be the free Board-paid option for all full-time benefits eligible employees.
    • Selection of a Primary Care Physician (PCP) is required at the time of enrollment. If a PCP is not selected, Cigna will assign you a participating provider based on your zip code.
    • You must live in the tri-county (Miami-Dade, Broward and Palm Beach) service area.
When are benefits for the new plan year effective and for how long?

The benefits are effective January 1, 2021 through December 31, 2021.

How do I enroll in flexible benefits?

To enroll in flexible benefits please complete and return the 2021 Flexible Benefits Enrollment form by November 20, 2020. Mail your completed enrollment form, with your first month premium, payable to FBMC to: 

FBMC Benefits Management, Inc.
P.O. Box 12241
Miami, Florida 33101

How would I pay for my flexible benefits?

FBMC will bill you for the flexible benefits.


Will the School Board subsidize my dependent healthcare premium?

No, the Board will not pay a portion of your dependent healthcare coverage.

Will I continue to receive the Flex Credit Dollars?

Employees represented by the AFSCME Union and enrolled in a healthcare plan will receive an annual flex credit of $115. The flex credit will be added to the employees’ gross income and paid through the payroll system based on the number of payroll checks the employee receives.

  • 10-month employees (20 paychecks) – $5.75
  • 11-month employees (24 paychecks) – $4.79
  • 12-month employees (26 paychecks) – $4.42
What are my choices if I have healthcare coverage outside the School Board (group healthcare, Medicare or Medicaid)?

You can opt-out of the board offered healthcare plan and in lieu of healthcare coverage, the board will contribute $100.00 per month. You will receive $100.00 a month, paid bi-weekly through the payroll system based on the deduction pay schedule (subject to withholding and FICA) as follows:

  • 10-month employees will receive a $60.00 payment in 20 paychecks
  • 11-month employees will receive a $50.00 payment in 24 paychecks
  • 12-month employees will receive a $46.15 payment in 26 paychecks
Can I enroll in accidental Death & Dismemberment Coverage?

No, AFSCME employees CANNOT enroll in this benefit.

Will my healthcare benefits continue if I am on a Board-approved leave of absence?

If you are out on a Board-approved leave that’s eligible for benefits, your healthcare coverage will continue. If you are out on leave of absence that does not provide you with healthcare benefits, you will be given the opportunity of continuing your benefits at your cost.

For additional information regarding your current leave status or you want to apply for leave contact the Leave Office at 305-995-7090.

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Office of Risk and Benefits Management
1501 N.E. 2nd Avenue, Suite 335
Miami, Florida 33132
Mon - Fri, 8 a.m. to 4:30 p.m. ET

FBMC Service Center
Mon - Fri, 7 a.m. to 7 p.m. ET
1-855-MDC-PS4U (1-855-632-7748)