2021 Retiree Benefits

Under Age 65 or Over Age 65 and non-Medicare Eligible Enrollees: Yes. This is a Mandatory enrollment, if we do not receive your form by the enrollment deadline, your and your dependents’ current Cigna (non-Medicare) healthcare will be terminated on December 31, 2020 and you will not be allowed to re-enroll for healthcare coverage in the future.

Additionally, if you are also currently enrolled in Flexible Benefits, the following will occur:

• If you elect to enroll in a Cigna plan, you must complete the enrollment form in its entirety and submit your form.
• If you do not elect to enroll in a Cigna plan, your current Flexible Benefits will continue for the 2021 plan year. However, if you want to make changes to your Flexible benefits, you must complete the enrollment form in its entirety. 

Over Age 65 or Under Age 65 and Medicare Eligible Enrollees: No. You and/or your eligible Medicare dependent may continue your participation in the Medicare offerings; however, plan design and premium changes will apply.

Additionally, if you are also currently enrolled in Flexible Benefits, the following will occur:

• If you want to make changes to your current benefits, you must complete the enrollment form in its entirety and submit your form.
• If you do not submit a form, your current Flexible Benefits will continue for the 2021 plan year.  
• If you elect to enroll your non-Medicare dependent in a Cigna plan, you must complete the enrollment form in its entirety and submit your form.

Flexible Benefits Only Enrollees: No. This is a changes only enrollment for flexible benefits, if you would like to continue with your current flexible benefits for the 2021 plan year, you do not need to return an enrollment form.

Yes. You can add your eligible dependents during this enrollment period. All retirees selecting medical, dental, HIC and/or vision coverage for family must submit dependent eligibility documentation for all covered dependents, if not previously submitted.

No. You must cover yourself in order to cover your eligible dependent(s).

The Medicare eligible recipient must enroll in an offered Medicare plan and the non-Medicare eligible must enroll in one of the Cigna under 65 (non-Medicare eligible) healthcare plans being offered.

Yes. You and your dependent(s) can be enrolled in any of the School Board sponsored Medicare healthcare and Prescription Drug Plans (PDP). Participants currently enrolled in a Prescription Drug Plan (PDP) only may enroll in any of the sponsored Medicare Group Healthcare plans.

Yes. You can terminate your dependent coverage, but you will not be eligible to re-enroll until the next open enrollment, unless you have experienced a qualifying Change in Status (CIS) event, provided you have maintain your enrollment in a School Board sponsored Healthcare plan.

No. If you cancel your healthcare enrollment, you will never again be offered the opportunity of enrolling in a School Board sponsored Healthcare plan.

Yes. If you are currently having FRS deductions for Cigna Healthcare, Flexible Benefits and/or Medicare Group Plan and wish to continue your participation, you must complete and return the FRS Payroll Deduction Authorization Form(s).

If you are enrolling for FRS deductions for the first time, please check the appropriate box on your enrollment form. Complete the Florida Retirement System Payroll Deduction Authorization Form and return it with your enrollment form. When enrolling in FRS for the first time, there may be a normal delay between the time your request is processed and the time the deductions start; therefore, you will be billed for FRS deductions not taken from your retirement check. If premiums are not paid for the period of time deductions are not taken from your FRS check, benefits will be cancelled and you will not be allowed to re-enroll.

No. If you and/or your eligible dependents are Medicare eligible, you cannot elect not to enroll in Medicare. Not enrolling in Medicare while being Medicare eligible means a dis-enrollment of your Cigna plan.

To enroll in Medicare Part B, contact your local Social Security office. According to CMS guidelines, you are required to enroll in a Medicare Product. The Office of Risk and Benefits Management will send you an Over 65 Benefits Package, 90 days prior to the birth month in which you reach age 65 to provide you with the opportunity to enroll in an offered Medicare healthcare plan. You will be automatically dis-enrolled from your Cigna healthcare plan.

It is your responsibility to notify us of Medicare entitlement awarded before age 65, if not, this will result in an automatic termination of your Cigna plan.

Yes. All retirees selecting medical, dental, HIC and/or vision coverage for family must submit dependent eligibility documentation for all covered dependents, if not previously submitted. Submit your documentation with your enrollment form via EFax at (877) 432-2939 or via email at MDCPSretiree@fbmc.com. You can also mail your enrollment form and documentation to:

Miami-Dade County Public Schools
Office of Risk and Benefits Management
Attn: Retiree Enrollment
P.O. Box 12241
Miami, FL 33101-2241